Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Cargo Insurance Vs. Wholesalers & Distributors Insurance

Cargo insurance is not the same thing as wholesalers and distributors insurance. If your business is a wholesaler or distributor that ships cargo, you may need both types of insurance. Our experienced agent can review your business policies with you to help ensure you have the coverage you need at the best price for you. What Is Cargo Insurance? Cargo insurance provides protection against risks...

What Does My Renters Insurance Cover?

If you are renting a home or apartment, it is important to have renters insurance. Although there is no legal requirement that you carry renters insurance, it may be required by your landlord under the terms of your lease. It helps protect both you and your landlord by ensuring that, if something happens on the premises, either the landlord’s insurance or your renters insurance will...

6 ways to save money on your home owner's insurance

To cut costs, you can hike your deductible, get discounts on home upgrades and shop around every few years. The cost of homeowners insurance is one of those unavoidable expenses that comes along with owning a house. How much you’ll pay for insurance varies depending on your location and the age of your home, but the average annual homeowners insurance premium is $1,200. That can...

How Business Owners Package (BOP) Insurance Can Save You Money

Business owners package (BOP) insurance gives you several different insurance products rolled into one. Eligibility for this type of package can vary among providers. Purchasing BOP insurance can save your business money, as it is typically sold at a premium less than the total cost of individual coverages. What Does Business Owners Package Insurance Cover? BOP insurance can be individually-tailored to suit your business. Our...

NYC’s outer boroughs have less flood insurance now than year after Hurricane Sandy

Flood insurance coverage has dropped in all boroughs, except for Manhattan, in the wake of the superstorm By Zoe Rosenberg The coastal neighborhood of Breezy Point, Queens was hit hard by Hurricane Sandy Superstorm Sandy tore through New York seven years ago this week, and while it’s been the better half of a decade since the storm wreaked havoc on the city, homeowners throughout New...