Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

How Garage Insurance Can Protect Your Mechanic Business

Garage insurance is designed to protect garage owners against different types of liability. Any business that involves working on or around vehicles needs this type of insurance, particularly a mechanic business. Our knowledgeable agent can advise you on the garage insurance your mechanic business needs and help you find the best available rates. What Is Garage Insurance? Garage insurance is specialized general liability insurance for...

5 Ways to Keep Your Car Insurance Costs Down

Auto premiums are climbing, but these shopping strategies can help minimize what you pay. Many American drivers are paying more for car insurance—in some cases, a lot more—but there are steps you can take to keep your own costs down. The average annual premium hit a record $1,548 in 2019, according to a new study by The Zebra, an insurance comparison site. That's up 30 percent...

How Is Condo Insurance Different From Homeowners Insurance?

Whether the space you live in is a condo or a house, if you own your own home, you need insurance. Property owners are responsible not only for what happens to their property, but also for what happens to visitors on the premises. However, a condo is not the same type of structure as a house, and there are key differences between homeowners insurance and...

Insure Your New Engagement Ring Right Now

I once helped a man search for an engagement ring in knee-deep snow, in the dark, in middle-of-nowhere Iceland. As we sifted through the snow with our mittens while someone distracted his girlfriend, another in our search party (our tour group) chuckled, “Well, you’ve got insurance, right?” The answer came out in a whimper: Not yet. We eventually found the ring, she said yes, we...

Car Wash Insurance Policy Information

Car Wash Insurance Policy Information Car Wash Insurance. Car washes provide facilities for cleaning automobiles and other motor vehicles. Some are drive-through with either partially or fully automated conveyance of the vehicle throughout the operation. Hand washing, waxing, or interior cleaning of the vehicle may be offered, with customers sent to a waiting area. Damage to the customers' vehicles is the primary exposure as machinery...