Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Understanding Collector Car Insurance

Anyone who owns a car needs car insurance. However, collector cars are different and require a special type of auto insurance. Collector car insurance is designed specifically to provide coverage for valuable classic, antique, and collector motor vehicles. Why Do Collector Cars Require Unique Insurance? Special collector car insurance is needed for several different reasons: Classic performance and collector cars are typically more expensive than... Read Article

7 common driving tickets that could cause your car insurance bill to spike

Getting caught texting and driving could wreck your insurance premium.   The easiest way for almost anyone to control the cost of their car insurance is to maintain a good driving record. Most traffic violations or accidents lead to an increase in the cost of your insurance premium, which could affect your rate for up to three years, according to an analysis by the Zebra.... Read Article

FEMA: Sign up for flood insurance before it's too late

Just an inch of flooding could cost you more than $25,000 in repairs - Is your home insured for flood damage? There’s perhaps no better time than now to check because the National Oceanic and Atmospheric Administration's forecasters predict we could see up to eight hurricanes this season. That’s why the Federal Emergency Management Agency and National Flood Insurance Program are calling for Jacksonville residents... Read Article

How Long Does Business Interruption Insurance Coverage Last?

Most commercial property insurance policies include business interruption insurance. With this coverage, the insurer agrees to pay for loss of business income resulting from a covered peril. But how long does it last? In most cases, business interruption insurance coverage continues from the date of loss until property damage can be repaired with dispatch and due diligence. Period Of Restoration The length of time in... Read Article

How To Lower Your Homeowners Insurance Costs

If you own a home, homeowners insurance is an item in your budget that’s there to stay. Depending on the size of your home, location, and other factors, your premiums may be significant and could increase over time. However, there are ways to minimize the cost of homeowners insurance. Taking the following steps could help lower your premiums. Increase Your Deductible A deductible is the... Read Article