Category: Business Insurance

Is My Business Big Enough For Cyber Liability Insurance?

If you have a small business, you may wonder if your operations are large enough to warrant purchasing cyber liability insurance. In fact, a large percentage of small businesses are victims of cyber attacks or data breaches every year. Cyber liability insurance is becoming increasingly essential protection in the world of business today. Why You Need Cyber Liability Insurance As stated in a Small Business...

Business interruption can spell doom without proper insurance

What happens when you have to close your business for a period of time to have repairs done after insured events such as fire, water damage, theft, hail, a hurricane, a tornado or other disasters? Closing even for a few days can greatly disrupt income for the business that still has to pay its employees, the rent, utilities and other expenses. Business interruption might be...

What Kind of Insurance Do I Need If I Rent Out My Home?

If you own a home, you probably already have homeowners insurance to protect your investment from covered losses. However, a standard homeowners policy may not cover damages that occur when your house is being rented out, depending on the length of the rental term and the situation. Our experienced agent can advise you on what insurance you need if you plan to rent out your...

Common Commercial Property Insurance Exclusions

Commercial property insurance is designed to protect the physical assets of your business from specific perils, including fire, explosions, storms, burst pipes, vandalism, and theft. It protects your building and its contents, along with fences, signs, and other exterior fixtures. It is a core coverage of your business insurance policy. If you have purchased commercial property insurance coverage for your business, you can expect to...

How insurance can provide a solution to cybercrime

CNA Hardy and Innovation Broking have teamed up to develop a range of specialist solutions offering comprehensive cover and pre- and post- breach services that they hope will increase take-up of cyberinsurance Cyberinsurance has existed since the 1990s, yet far too many companies still choose to ignore it, putting themselves at a potentially enormous risk. According to the latest figures from the Association of British...