Category: Home Insurance

Does Home Insurance Cover If Tree Falls on House or Other Tree Damage?

Trees are a beautiful feature of many properties and homes, but what happens if a tree falls on your house, or you get damage to your property from trees? Does insurance cover fallen trees and related damage? It all depends on what the cause of the damage is. Home insurance will cover many forms of damage caused by trees, but may not cover everything. Here's... Read Article

How To Keep Pipes From Freezing During NoVA Cold Spell

These tips can help prevent frozen pipes this winter. Plus, ways to handle your insurance claim if your DC or Virginia house is damaged. WASHINGTON, DC — With wind chills that will feel like the teens at times this week in DC and northern Virginia and overnight lows remaining in the 20s, it's important to know how to prevent your home's water pipes from freezing.... Read Article

Protecting Your Home Through The Seasons

Blazing sun, sub-zero temperatures, or any extreme weather conditions can wreak havoc on your home. Seasonal maintenance can go a long way toward preserving the condition of your home. The following are home maintenance checklists for winter, spring, summer, and fall. Winter Home Maintenance Vacuum HVAC registers to remove dust and debris. Flush out water heater to remove built-up sediment. Clean refrigerator coils. Check caulking... Read Article

Do I Need Flood Insurance?

You might think you don’t need flood insurance if you live in an area that is considered “high and dry.” Although some areas are more susceptible to flooding than others, flooding can occur anywhere. With heavy rains, spring thaws, or rapid accumulation of rain after a wildfire, flooding can occur in places that are not generally considered at risk. How Does Flood Insurance Differ from... Read Article

Wildfires in California have destroyed thousands of homes, and the devastating pattern is making fire insurance more expensive and complicated than ever

More than 7,000 structures have been destroyed as three wildfires continue to burn their way through California, according to the Los Angeles Times. Thanks to heightened wildfire activity across the state, it’s becoming harder than ever for California homeowners to obtain and keep fire insurance, reported the Associated Press. “As California wildfires grow larger and more intense, an increasing number of insurance companies are not... Read Article