Category: Home Insurance

FEMA: Sign up for flood insurance before it's too late

Just an inch of flooding could cost you more than $25,000 in repairs - Is your home insured for flood damage? There’s perhaps no better time than now to check because the National Oceanic and Atmospheric Administration's forecasters predict we could see up to eight hurricanes this season. That’s why the Federal Emergency Management Agency and National Flood Insurance Program are calling for Jacksonville residents... Read Article

Not sure what your renters insurance covers? You’re not alone

Key Points: Over 90% of people with renters insurance aren't aware that they're covered if their dog bites someone, according to a recent survey by Assurant, a provider of property and casualty insurance. There are other misconceptions about what renters insurance covers, and how much it costs. Not sure your insurance is adequate? There are steps you can take to fix that. Your dog bites... Read Article

What Is Hazard Insurance?

Hazard insurance goes beyond the basic homeowner's policy, and is essential for those living in areas prone to natural disasters. Be sure you understand what your policy covers and what it doesn't. Hazard insurance is often confused with homeowner's insurance. The scope of the coverage between the two types of polices is different. However, both types of coverage can be crucial to your financial security.... Read Article

BBB warning homeowners to be aware of home improvement scams this spring

Renovation season may see financial hits via scams BOISE, Ida. — Spring is in full swing and that means renovation season is here. The Better Business Bureau is warning homeowners who are looking to freshen up their space this season to watch out for potential scammers. In 2018, there were nearly 450 home improvement scams across the United States reported to the BBB Scam Tracker.... Read Article

What! My Flood Policy Doesn’t Cover Flood Damage?! This, and Other Pitfalls of Nfip Flood Insurance Policies

Congress created the National Flood Insurance Program (the "NFIP") to help make flood insurance more affordable in higher-risk areas. FEMA oversees the program and writes the terms of the Standard Flood Insurance Policy (the "Policy"), and the Federal government pays claims.  Since the NFIP is a government program designed to help those suffering from flood damage, you might think that the claims process is worry-free.  Unfortunately, that... Read Article