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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Staying Safe When Passing A Roadside Accident

Accidents on the road can cause traffic congestion and delay your travels. They can also create hazardous conditions that lead to additional wrecks. The following are some tips for keeping yourself and your passengers safe when you encounter a roadside accident, construction, or other delays on the road. Don’t Get Distracted If You Are Stuck In Traffic A wreck on the highway, road construction, lane...

How homeowners can financially prepare for major storms like Dorian

If you live in a hurricane-prone area, now’s a good time to check your insurance and how financially prepared you’d be if disaster were to strike. While the 2019 Atlantic hurricane season has been a quiet one so far, Dorian has disrupted that. Now a Category 1 hurricane, the storm is forecast to strengthen as it continues churning toward the southeastern portion of the U.S.,...

Car Insurance 2019: What You Need To Know And How These 5 Factors Determine Your Car Insurance Premium

A recent report stated in the first half of 2018, motor insurers booked in $12 million in underwriting losses, despite the total number of accidents dropping by 4.3%. Industry watchers pointed to an increase in private-car hires and use of personal mobility devices as the cause of a 12% spike in motor insurance claims, which saw the motor insurance industry taking its first-ever loss since...

How Many Of My Employees Need Key Person Insurance?

Key person insurance can help protect your business in the same way that life insurance helps protect your family. The most valuable asset of any business is its people, and a company can become dependent on certain key persons for its success. If you have executives or employees who are critical to your business, you need key person insurance as part of your business insurance...

Why Do I Need Separate Flood/Earthquake Insurance?

A number of disasters are covered under the typical homeowners insurance policy, but not everything. If you live in a flood zone or an area prone to earthquakes, you will need to purchase separate flood insurance or earthquake insurance. Our experienced agents can help ensure you have the coverage you need at the best available rates. What Disasters Are Covered By Homeowners Insurance? Although individual...