Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Is Your Home Adequately Insured by the Right Company?

Do you know what an "admitted" insurance company is? Some folks hit by the Paradise, Calif., fire learned that lesson and a couple others the hard way. But there was one nightmare none of the residents of Paradise could have imagined, and no matter where you reside in the United States, what they are going through right now — their same fate — could be... Read Article

Do I Need Business Insurance Coverage If I Am A Freelancer?

If you are a freelancer, you may think your business is too small to need insurance. The fact is that a business of any size can benefit from protection against mishaps. Our knowledgeable agency can help you design a business insurance package that provides the coverage you need at the best available rates. Why Freelancers Need Business Insurance If you are an independent contractor, or... Read Article

The One Expensive Thing Your Homeowners Insurance Probably Doesn’t Cover

When you purchase a home, it’s smart to invest in homeowners insurance. In fact, you probably don’t have a choice: Your mortgage lender will more often than not mandate it. As a first-time buyer, you might wonder exactly what is and what isn’t covered by your new homeowners insurance policy. It turns out, your standard homeowners insurance isn’t exactly a one-stop shop that covers every... Read Article

Spending A Year Abroad: Do I Still Need Insurance For My Car Back Home?

If you are planning to travel abroad for a year and leave your car stored in the USA, you may be wondering if you need to carry auto insurance for the period of time during which the vehicle is not in use. The answer will depend on the circumstances, as well as where you live. State Law Auto Insurance Requirements Although laws vary from state... Read Article

Insurance Companies Are Monitoring Your Phone to See How Much You Use It While Driving

A disturbing amount of us use our phones to talk, text, or send our awful tweets while behind the wheel, but you might want to think twice before sending that next tweet, and not just for self-preservation purposes. More and more insurance companies are monitoring your cell phone usage when you’re driving. One in five insurance policies in the U.S. now offer discounts if you... Read Article