Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Protecting Your Home Through The Seasons

Blazing sun, sub-zero temperatures, or any extreme weather conditions can wreak havoc on your home. Seasonal maintenance can go a long way toward preserving the condition of your home. The following are home maintenance checklists for winter, spring, summer, and fall. Winter Home Maintenance Vacuum HVAC registers to remove dust and debris. Flush out water heater to remove built-up sediment. Clean refrigerator coils. Check caulking... Read Article

15 Things You Should Do Within 10 Minutes of Having a Car Accident

Oh no, this can’t be happening,” you think to yourself in the instant you realize you’ve been in a car accident. But it is. And what you do next can make all the difference in the world.   1) Remain as close as you safely can to the scene With 160,000 car accidents occurring each year in Canada, it’s a near certainty you’ll be involved in... Read Article

How Safe Is Your Parking Lot?

Businesses can be held liable for injuries that occur on the premises, and that includes parking lots. Depending on the type of business you have, the parking lot may be the most dangerous area on your property. If your parking lot is not owned and managed by a third party and is therefore your responsibility, discuss parking lot safety with your business lawyer and business... Read Article

Why And How Insurance Companies Classify Drivers

Each insurance company takes a risk when providing coverage to a person. The risk is to have a client who files claims and cost them more money than they earn from that respective client. Companies make a profit when they insure drivers who are less likely to commit an accident, make claims and always pay their premiums on time. Insurance companies classify drivers in 3... Read Article

4 in 10 Businesses Have Filed a Cyber Insurance Claim: Survey

Many businesses purchase insurance policies hoping they never have to use them. Unfortunately, that hasn't been the case with cybersecurity insurance. A recent Wells Fargo survey of 100 U.S. middle-market and large companies found that 85 percent say they have purchased cyber and data privacy insurance, while 44 percent have already filed a claim as a result of a breach. The report didn’t look into... Read Article