Should You File a Small Auto Insurance Claim?
Posted: May 10, 2018
You could pay more in extra premiums than you receive from your insurer for the claim. I'm debating whether to file a claim with my auto insurer for a $1,000 repair to a damaged bumper. I have a $100 collision deductible. Will filing a claim increase my premium? –E.E., Plainsboro, N.J. It might. You could lose a claims-free discount, or your insurer could add an...
Can I Get a Car With Free Insurance
Posted: May 1, 2018
By Emily Delbridge You know what they say: there is no such thing as a free lunch. But is there such a thing as free car insurance? Surprisingly, some people have managed to find offers for car insurance at no direct cost to themselves—or at least, no immediate direct cost. But as you will learn, the “no free lunch” principle is a good one to...
Small things that can trip up your car insurance rates
Posted: April 23, 2018
If you’re the type to haggle with a cop or a judge over demerit points because of how it might affect your car insurance rates, it may come as a surprise to learn that your insurance company doesn’t care. Oh, they care about the ticket – just not the points. Most of us are fairly cognizant of what will compromise our auto insurance: causing crashes,...
What Americans spend on car insurance in every state, ranked from lowest to highest
Posted: March 23, 2018
If you own a car, purchasing car insurance is inevitable. On average, Americans spend $125 a month, or $1,503 for an annual rate, on car insurance. Various factors can go into the pricing of car insurance including geographical location — making every state's average cost slightly different. Drivers in Michigan spend the most on car insurance, while those in its neighboring state Ohio pay the...
Car Insurance Claim FAQ
Posted: March 21, 2018
Car insurance claims and lots of questions go hand in hand. I have listed some of the most common car insurance claim questions with quickie answers. Get full detailed answers by clicking the question which most interests you. Is my car totaled? If the value of the repair to your car in higher than the value of the vehicle it is certainly totaled. Most states...
