Category: Car Insurance

Why And How Insurance Companies Classify Drivers

Each insurance company takes a risk when providing coverage to a person. The risk is to have a client who files claims and cost them more money than they earn from that respective client. Companies make a profit when they insure drivers who are less likely to commit an accident, make claims and always pay their premiums on time. Insurance companies classify drivers in 3... Read Article

Drivers three times as likely to be breathalysed in December

The run-up to Christmas and New Year saw three times the average number of roadside breath tests last year. Drivers are being warned that they are around three times more likely to be breathalysed this month, after government figures found that 179 people a day were caught drink-driving in December 2017. Analysis of Home Office statistics by consumer website found that more than 4,800... Read Article

Forgiveness isn’t free—and it raises your insurance costs

Think twice before paying for accident forgiveness If you pay extra for accident forgiveness with your car insurance, you might think your premium won’t go up if you cause a crash. But don’t bet on it — it’s not quite that simple. With accident forgiveness, insurers say they won’t raise your rate solely due to an at-fault accident claim. Some offer it as a free loyalty... Read Article

What Does Comprehensive Auto Insurance Really Cover?

Want a flexible car insurance coverage that provides a lot of value without the high cost? The first level of coverage beyond the state minimum coverage is comprehensive coverage. Comprehensive is great because it protects against so many different types of physical damage to your vehicle. Comprehensive coverage goes by a few different names and can be used as a stand-alone coverage for your vehicle or in combination... Read Article

Here’s how your credit score affects your auto insurance rates

If you’re like me, you’ve tried to keep your car insurance from going up by being a good driver. The rationale has been that the fewer claims you file, the less likely your rate will increase. But if you happen to be in debt, there’s a good chance your car insurance rate is on the higher end. That’s because your auto insurance and credit score... Read Article