Small things that can trip up your car insurance rates
Posted: April 23, 2018
If you’re the type to haggle with a cop or a judge over demerit points because of how it might affect your car insurance rates, it may come as a surprise to learn that your insurance company doesn’t care. Oh, they care about the ticket – just not the points. Most of us are fairly cognizant of what will compromise our auto insurance: causing crashes,...
Everything You Need to Know About Life Insurance
Posted: April 13, 2018
Life insurance is a way to protect your loved ones if you were to die suddenly. Life insurancepays out a specified amount to a named beneficiary upon your death. It provides money to help pay for medical expenses, funeral costs, and future living expenses for your dependents. When you purchase a life insurance policy, you determine the amount of your life insurance policy and the type...
Why buying a house today is so much harder than in 1950
Posted: April 11, 2018
A postwar boom, legal discrimination, and new mortgage loans made suburban housing accessible, and set the stage for today’s challenging market. To understand just how un-affordable owning a home can be in American cities today, look at the case of a teacher in San Francisco seeking his or her first house. Educators in the City by the Bay earn a median salary of $72,340. But,...
What Is Bonding & Liability Insurance?
Posted: March 26, 2018
Surety bonds ensure that a project is completed as agreed Small business owners that want insurance for mistakes, accidents or work stoppage problems that can occur during the course of operations have a variety of types of coverage to consider. Surety bonds ensure that a project will be finished and are widely used in the construction industry. Liability insurance covers damage, injuries and other problems...
What Americans spend on car insurance in every state, ranked from lowest to highest
Posted: March 23, 2018
If you own a car, purchasing car insurance is inevitable. On average, Americans spend $125 a month, or $1,503 for an annual rate, on car insurance. Various factors can go into the pricing of car insurance including geographical location — making every state's average cost slightly different. Drivers in Michigan spend the most on car insurance, while those in its neighboring state Ohio pay the...
