Category: Flood Insurance

Why Do I Need Separate Flood/Earthquake Insurance?

A number of disasters are covered under the typical homeowners insurance policy, but not everything. If you live in a flood zone or an area prone to earthquakes, you will need to purchase separate flood insurance or earthquake insurance. Our experienced agents can help ensure you have the coverage you need at the best available rates. What Disasters Are Covered By Homeowners Insurance? Although individual...

AS SEA LEVELS RISE, HOMES CONTINUE TO SPROUT IN US FLOOD ZONES.

NEW YORK (Thomson Reuters Foundation)- New homes are going up fastest in high-flood risk areas in many U.S coastal states, scientists said on Wednesday, despite increasing awareness that global warming as made living in such areas even more risky. Science and communication non-profit Climate Central found that one-third of coastline states that will run a 10% risk of ocean inundation each year by 2050 saw...

National flood insurance changes praised by climate advocates

President Donald Trump is a notable climate change skeptic, but his administration is making changes to national flood insurance through FEMA that reflect the reality of rising seas and devastating natural disasters. And climate advocates are praising the move. FEMA is unveiling Risk Rating 2.0, a new system designed to tie national flood insurance premiums to the actual flood risk facing each home. FEMA’s deputy...

Do I Need Flood Insurance?

You might think you don't need flood insurance if you live in an area that is considered "high and dry." Although some areas are more susceptible to flooding than others, flooding can occur anywhere. With heavy rains, spring thaws, or rapid accumulation of rain after a wildfire, flooding can occur in places that are not generally considered at risk. How Does Flood Insurance Differ from...

Basic Guidelines For Purchasing Flood Insurance

Do you need flood insurance? Any home or business can be damaged by water incursions, even those located in a low to moderate flood risk area. If you have concerns about the possibility of flooding due to storm conditions, rising water, fast melting snow, mud, or other situations, getting flood insurance could save you thousands, tens of thousands, or more. Our local agents are here...