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Category: Life Insurance

How often should I update my insurance policies?

As your life changes, your insurance policies should, too. Whether you’re celebrating a new chapter in your life or navigating significant changes, staying on top of your insurance needs is crucial to ensure you’re adequately protected. Major life events can dictate how often and when you should update your insurance policies, especially after significant life events like marriage, job changes, relocations, or expanding your family....

The Five Types of Insurance Every College Student Needs

Parents face many challenges in preparing a child for college. The process generally starts in the junior year, including monitoring grades, applying for scholarships and grants, and visiting various college campuses. The focus on college can become an all-consuming task. Once a college is chosen, and your child is accepted, a new set of challenges arises.  One neglected area to add to the college "to-do"...

What should you know about permanent life insurance?

Life insurance can be an unpopular discussion at a cocktail party, but for Baby Boomers nearing or in retirement, it is something to talk about.  Learning about the changing life insurance category and how innovations and new options provide some real benefits for Boomers retirement planning. According to Allianz Life’s 2018 Life Insurance Needs Survey,  the majority of Americans are still unsure about the full...

Everything You Need to Know About Life Insurance

Life insurance is a way to protect your loved ones if you were to die suddenly.  Life insurancepays out a specified amount to a named beneficiary upon your death. It provides money to help pay for medical expenses, funeral costs,​ and future living expenses for your dependents. When you purchase a life insurance policy, you determine the amount of your life insurance policy and the type...

With Premiums on the Rise, What’s the Truth about Auto Insurance?

  To quote Nobel Prize winner Bob Dylan, “You don’t need a weatherman to know which way the wind blows.” You certainly don’t need TTAC to tell you auto insurance premiums are on the rise. You already know rates are trending up, well in excess of inflation. Nonetheless, let’s unpack some of the factors that have the average American now spending more than $100 per...