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Category: Insurance News

What is Umbrella Insurance and Do I Need It?

If you have a fair amount of retirement assets saved up (like a lot of folks out there), the answer may well be yes. Here’s why and what to expect. Homeowners insurance, car insurance, health insurance, life and disability insurance … if you already have all these policies in place as part of a strategic protection plan for yourself and your assets, you might find...

6 ways to dramatically lower your home insurance costs

Key Points About two-thirds of American homes are underinsured, by an average of more than 20%, according to Nationwide. Knowing what type of coverage you need is critical and should include dwelling, personal property and loss-of-use coverage. To cut costs, you can hike your deductible, get discounts on home upgrades and shop around every few years. Lisa Rizzolo | CNBC The cost of homeowners insurance...

Cybersecurity and the Next Generation of Risk and Liability

The need for companies and consumers to protect data and information is rapidly evolving with increasingly high stakes. One of the most concerning announcements an organization can make today is that a data breach has occurred. Such revelations can strike fear in investors and consumers alike and erode a company’s hard-earned reputation. To help our clients better view the importance of cybersecurity and how it...

4 Questions You Should Ask Before Buying an Insurance Policy

Home, health, renter's, auto or life insurance -- don't buy any of these policies without knowing the answers to these questions. Insurance protects you from life's calamities. You want to make sure you have the right coverage so an accident, illness, or other disaster doesn't lead to financial ruin -- but how exactly can you figure out what policy is the right one? No matter...

Not sure what your renters insurance covers? You’re not alone

Key Points: Over 90% of people with renters insurance aren't aware that they're covered if their dog bites someone, according to a recent survey by Assurant, a provider of property and casualty insurance. There are other misconceptions about what renters insurance covers, and how much it costs. Not sure your insurance is adequate? There are steps you can take to fix that. Your dog bites...