Does My Homeowners Insurance Policy Cover Against Animal Damage?
Posted: August 1, 2016
Does My Homeowners Insurance Policy Cover Against Animal Damage?Most homeowner insurance policies include some level of coverage for pet or animal damage, but it is limited to certain situations. These policies do not typically cover damage to your personal property, such as your furniture or other belongings, if they were damaged by your own pet. However, if your pet damages another person's property, you may be covered depending upon the terms of your...
How Much Insurance Does Your Small Business Need?
Posted: July 29, 2016
What initiates the need for business insurance? If you are in business, you need insurance. The question is - what kind of policy is appropriate? And this is true even if you are a home-based business. If you are consulting or providing expert advice, you may need to purchase errors and omission insurance. A landlord will often require a general liability policy as part of...
Light The Sky, Not Your House This July 4th
Posted: June 30, 2016
Light The Sky, Not Your House This July 4thHamburgers, hotdogs, parades, and fireworks! The 4th of July is a great American holiday, and fireworks are a tradition that many communities enjoy. But first, a word of caution: make sure you light up the sky, and not your home! Fireworks can reach as high as 1,200 degrees Fahrenheit. The National Fire Protection Agency reported an estimated 17,800 structure fires and about $32 million in...
How To Minimize The Fire Hazards In Your Home
Posted: May 16, 2016
How To Minimize The Fire Hazards In Your HomeYour home is probably your most valuable possession; losing it to fire is unimaginable, but it happens. As a homeowner, you can take steps to minimize the fire hazards in your home and not only protect your loved ones, but also avoid expensive property damage. Plan an Escape Route Every family member should be involved in a fire safety plan so each person knows exactly what to...
Don’t Let Water Damage Soak Through Your Savings
Posted: April 18, 2016
Don’t Let Water Damage Soak Through Your SavingsDamage to a home can be costly and time-consuming to repair, but the dangers associated with water damage extend beyond the immediately obvious. Even surfaces that do not feel wet to the touch may conceal serious damage to internal structures, which in turn can lead to even greater repair costs down the line. If the damage isn't covered by your homeowners insurance, then expect the...
