Protecting Your Home Through The Seasons
Posted: January 1, 2019
Protecting Your Home Through The SeasonsBlazing sun, sub-zero temperatures, or any extreme weather conditions can wreak havoc on your home, but seasonal maintenance can go a long way toward preventing catastrophe. The following are home maintenance checklists for winter, spring, summer, and fall. Winter Home Maintenance Vacuum HVAC registers to remove dust and debris. Flush out water heater to remove built-up sediment. Clean refrigerator coils. Check caulking around showers and...
Wildfires in California have destroyed thousands of homes, and the devastating pattern is making fire insurance more expensive and complicated than ever
Posted: November 13, 2018
More than 7,000 structures have been destroyed as three wildfires continue to burn their way through California, according to the Los Angeles Times. Thanks to heightened wildfire activity across the state, it’s becoming harder than ever for California homeowners to obtain and keep fire insurance, reported the Associated Press. “As California wildfires grow larger and more intense, an increasing number of insurance companies are not...
Many homeowners skip flood insurance despite need, federal official says
Posted: October 19, 2018
ASHEVILLE — Hurricanes Florence and Michael won't bust the budget for the National Flood Insurance Program but they should remind people they might need flood insurance even if they don't own a beachfront home, the head of the program said here Wednesday. Florence left vast swaths of southeastern North Carolina underwater recently, but David Maurstad, chief executive of the NFIP, said in an interview the number of claims...
Avoid Homeowners Insurance Surprises.
Posted: October 11, 2018
You may be paying too much for not enough coverage With Hurricane Michael barreling down on the Florida Panhandle, homeowners there and in other parts of the U.S. may be wondering whether they've got enough homeowners insurance coverage. In CR's most recent survey of more than 85,000 members, most respondents told us they don't shop around regularly because they're satisfied with their carriers. Homeowners insurance is consistently among...
Homeowners Insurance: When Do You File A Claim?
Posted: September 20, 2018
Homeowners Insurance: When Do You File A Claim?Homeowners insurance is designed to cover damage to your property caused by certain covered events. It stands to reason that as you are paying your premiums, you should take advantage of available coverage. However, the reality is that it is not always advisable to file a homeowners insurance claim, as it can lead to higher premiums or even cancellation in some cases. Underwriters tend to...
