How To Lower Your Homeowners Insurance Costs
Posted: July 2, 2019
How To Lower Your Homeowners Insurance CostsIf you own a home, homeowners insurance is an item in your budget that’s there to stay. Depending on the size of your home, location, and other factors, your premiums may be significant and could increase over time. However, there are ways to minimize the cost of homeowners insurance. Taking the following steps could help lower your premiums. Increase Your Deductible A deductible is the...
Not sure what your renters insurance covers? You’re not alone
Posted: June 27, 2019
Key Points: Over 90% of people with renters insurance aren't aware that they're covered if their dog bites someone, according to a recent survey by Assurant, a provider of property and casualty insurance. There are other misconceptions about what renters insurance covers, and how much it costs. Not sure your insurance is adequate? There are steps you can take to fix that. Your dog bites...
Does My Homeowners Insurance Cover Internal Damage?
Posted: June 18, 2019
Does My Homeowners Insurance Cover Internal Damage?When they think of homeowners insurance, many people have fires, storms, and natural disasters in mind. But what about internal damage, such as water leaks and mold? Are these problems covered? Your policy is likely to cover certain types of internal damage, but not all. Our knowledgeable agency will be happy to review your homeowners insurance policy and ensure you are covered for any eventuality....
What Is Hazard Insurance?
Posted: June 17, 2019
Hazard insurance goes beyond the basic homeowner's policy, and is essential for those living in areas prone to natural disasters. Be sure you understand what your policy covers and what it doesn't. Hazard insurance is often confused with homeowner's insurance. The scope of the coverage between the two types of polices is different. However, both types of coverage can be crucial to your financial security....
Protecting Your Home During Thunderstorms
Posted: May 27, 2019
Protecting Your Home During ThunderstormsHeavy thunderstorms can wreak havoc on a home. The following tips can help protect your property if you live in an area where storms frequently occur. Trim or Remove Trees Storms can snap off tree branches, which can damage your home or detached structures. Get your trees trimmed before the stormy season and cut down any trees that are unwanted. Unless you are confident you...