Category: Homeowners Insurance

FEMA: Sign up for flood insurance before it's too late

Just an inch of flooding could cost you more than $25,000 in repairs - Is your home insured for flood damage? There’s perhaps no better time than now to check because the National Oceanic and Atmospheric Administration's forecasters predict we could see up to eight hurricanes this season. That’s why the Federal Emergency Management Agency and National Flood Insurance Program are calling for Jacksonville residents... Read Article

How To Lower Your Homeowners Insurance Costs

If you own a home, homeowners insurance is an item in your budget that’s there to stay. Depending on the size of your home, location, and other factors, your premiums may be significant and could increase over time. However, there are ways to minimize the cost of homeowners insurance. Taking the following steps could help lower your premiums. Increase Your Deductible A deductible is the... Read Article

Not sure what your renters insurance covers? You’re not alone

Key Points: Over 90% of people with renters insurance aren't aware that they're covered if their dog bites someone, according to a recent survey by Assurant, a provider of property and casualty insurance. There are other misconceptions about what renters insurance covers, and how much it costs. Not sure your insurance is adequate? There are steps you can take to fix that. Your dog bites... Read Article

Does My Homeowners Insurance Cover Internal Damage?

When they think of homeowners insurance, many people have fires, storms, and natural disasters in mind. But what about internal damage, such as water leaks and mold? Are these problems covered? Your policy is likely to cover certain types of internal damage, but not all. Our knowledgeable agency will be happy to review your homeowners insurance policy and ensure you are covered for any eventuality.... Read Article

What Is Hazard Insurance?

Hazard insurance goes beyond the basic homeowner's policy, and is essential for those living in areas prone to natural disasters. Be sure you understand what your policy covers and what it doesn't. Hazard insurance is often confused with homeowner's insurance. The scope of the coverage between the two types of polices is different. However, both types of coverage can be crucial to your financial security.... Read Article