Category: Homeowners Insurance

National flood insurance changes praised by climate advocates

President Donald Trump is a notable climate change skeptic, but his administration is making changes to national flood insurance through FEMA that reflect the reality of rising seas and devastating natural disasters. And climate advocates are praising the move. FEMA is unveiling Risk Rating 2.0, a new system designed to tie national flood insurance premiums to the actual flood risk facing each home. FEMA’s deputy... Read Article

What an insurance agent looks at to determine roof damage claims

Sunday’s wind storm may have caused some roof damage for homeowners throughout the Miami Valley along with tree limbs scattered on their property. News Center 7’s Monica Castro talked with an insurance agent about what they look at to determine if your roof needs to be replaced or repaired. Most insurance policies will cover wind damage caused by a storm. To determine what steps to... Read Article

Does Home Insurance Cover If Tree Falls on House or Other Tree Damage?

Trees are a beautiful feature of many properties and homes, but what happens if a tree falls on your house, or you get damage to your property from trees? Does insurance cover fallen trees and related damage? It all depends on what the cause of the damage is. Home insurance will cover many forms of damage caused by trees, but may not cover everything. Here's... Read Article

How To Keep Pipes From Freezing During NoVA Cold Spell

These tips can help prevent frozen pipes this winter. Plus, ways to handle your insurance claim if your DC or Virginia house is damaged. WASHINGTON, DC — With wind chills that will feel like the teens at times this week in DC and northern Virginia and overnight lows remaining in the 20s, it's important to know how to prevent your home's water pipes from freezing.... Read Article

Protecting Your Home Through The Seasons

Blazing sun, sub-zero temperatures, or any extreme weather conditions can wreak havoc on your home. Seasonal maintenance can go a long way toward preserving the condition of your home. The following are home maintenance checklists for winter, spring, summer, and fall. Winter Home Maintenance Vacuum HVAC registers to remove dust and debris. Flush out water heater to remove built-up sediment. Clean refrigerator coils. Check caulking... Read Article