Category: Business Liability Insurance

Car Wash Insurance Policy Information

Car Wash Insurance Policy Information Car Wash Insurance. Car washes provide facilities for cleaning automobiles and other motor vehicles. Some are drive-through with either partially or fully automated conveyance of the vehicle throughout the operation. Hand washing, waxing, or interior cleaning of the vehicle may be offered, with customers sent to a waiting area. Damage to the customers' vehicles is the primary exposure as machinery...

Business interruption can spell doom without proper insurance

What happens when you have to close your business for a period of time to have repairs done after insured events such as fire, water damage, theft, hail, a hurricane, a tornado or other disasters? Closing even for a few days can greatly disrupt income for the business that still has to pay its employees, the rent, utilities and other expenses. Business interruption might be...

How insurance can provide a solution to cybercrime

CNA Hardy and Innovation Broking have teamed up to develop a range of specialist solutions offering comprehensive cover and pre- and post- breach services that they hope will increase take-up of cyberinsurance Cyberinsurance has existed since the 1990s, yet far too many companies still choose to ignore it, putting themselves at a potentially enormous risk. According to the latest figures from the Association of British...

What Does Insurance For Contractors Cover?

If you are a residential or commercial builder, general contractor, or own  design and build firm, here are common insurance policies you may need asap. Do you own a construction company? If so, you are going to need some insurance to keep your clients and your employees safe while work is ongoing. However, trying to work out which insurance policies are necessary for your construction...

Corey Johnson targets Scaffold Law in plan to fix MTA

Council Speaker Corey Johnson has targeted a sacred cow in his plan to reform the MTA: New York’s much-maligned Scaffold Law, which critics say boosts insurance costs for transit projects and on other construction in New York State by hundreds of millions of dollars. The Scaffold Law assigns 100 percent liability on owners and contractors for workplace injuries — without considering whether the worker is...