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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

6 problems solved by life insurance

The right life insurance policy is an essential family financial planning tool. Life insurance is the only certain way to create “instant” capital. That capital, in turn, can be used by clients to solve a multiplicity of personal and business problems. To understand how life insurance can, and should, be used (the planners’ imagination, creativity, and ethical perspectives are the only major boundaries limiting the...

How To Avoid Getting A Flat Tire

A flat tire is not only a hassle, but it also puts you and your passengers in danger. Your tires get a real workout, meaning they are one of the most vulnerable parts of your vehicle. The National Highway Traffic Safety Administration (NHTSA) reports that flat tires and blowouts cause many dangerous and deadly car accidents across the USA every year. Thankfully, you can be...

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Higher Deductibles Lower Premiums, But Can You Afford to Take the Risk?

Raising the deductible on your home insurance policy is one proven way to save money on your premiums, but it’s not the best financial decision for every homeowner. Before you reach for the phone to bump up your deductible there are two important factors to consider: Do you have enough money saved to cover higher out-of-pocket claim costs, and have you discussed potential savings and...

Health insurance premiums likely to go up in New York

New York State will soon release the rates it’s approved for premiums for health insurance. Insurers filed their requests to the state earlier this year for the premiums they want to charge in 2017. In general, they asked for bigger increases than they have in the past. But bigger increases to premiums are expected across the country. Cynthia Cox, Associate Director of Health Reform and...