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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Real-Estate Matters: Homeowners insurance comes with caveats

Q: I read your recent column (Jan. 27) about insurance coverage. In the past, I had three house fires that I had to deal with. None of these fires were my fault. Every time, I had problems with my insurance companies. In the column you mention that you had friends who had a $1 million homeowners replacement policy, and how the insurance company paid $2...

Townhomes & Duplexes: How Much Will A Homeowners Policy Cover?

If you are considering purchasing a townhome or duplex, you may be wondering if coverage under a homeowners policy would be different than coverage for a single-family dwelling. Our knowledgeable agents will be happy to explain the coverage for each type of dwelling and help you find a policy that suits your needs at the best available rates. What Are Townhomes and Duplexes? Perhaps the...

How to Cancel Car Insurance

The Importance of Requesting Cancellation If you have decided you want to switch insurance companies, can you simply stop paying your old insurance company and hope they will get the memo? If only things were so easy. You cannot assume that just because you’ve purchased and agreed to a new insurance policy that you are exempt from paying the bill for your other one. Yes,...

Tech Experts: What You Post Online Could Be Directly Impacting Your Insurance Coverage

Posing in front of a great white shark and dangling your feet out the side of a helicopter — those types of pictures may get you likes on Instagram, but only dislikes from your insurance company, which could consider it dangerous, tech experts say. “Especially for claims, they look into social media, looking to see if someone’s driving a motorcycle without a helmet or posting...

How to pick a car that’s cheaper to insure

In our money mailbag this week, a viewer asks: “I’m in the market for a new car, but hoping to keep monthly payments as low as possible. What type of cars are the cheapest to insure?” It’s no secret that car costs are climbing. In fact, the national average yearly premium for insurance went up by just over 10% in the past year – from...