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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

6 ways to dramatically lower your home insurance costs

Key Points About two-thirds of American homes are underinsured, by an average of more than 20%, according to Nationwide. Knowing what type of coverage you need is critical and should include dwelling, personal property and loss-of-use coverage. To cut costs, you can hike your deductible, get discounts on home upgrades and shop around every few years. Lisa Rizzolo | CNBC The cost of homeowners insurance...

Business interruption can spell doom without proper insurance

What happens when you have to close your business for a period of time to have repairs done after insured events such as fire, water damage, theft, hail, a hurricane, a tornado or other disasters? Closing even for a few days can greatly disrupt income for the business that still has to pay its employees, the rent, utilities and other expenses. Business interruption might be...

What Kind of Insurance Do I Need If I Rent Out My Home?

If you own a home, you probably already have homeowners insurance to protect your investment from covered losses. However, a standard homeowners policy may not cover damages that occur when your house is being rented out, depending on the length of the rental term and the situation. Our experienced agent can advise you on what insurance you need if you plan to rent out your...

Cybersecurity and the Next Generation of Risk and Liability

The need for companies and consumers to protect data and information is rapidly evolving with increasingly high stakes. One of the most concerning announcements an organization can make today is that a data breach has occurred. Such revelations can strike fear in investors and consumers alike and erode a company’s hard-earned reputation. To help our clients better view the importance of cybersecurity and how it...

How To Keep Your New Car's Value As Long As Possible

Buying a new car requires a substantial investment today—one you will want to protect. According to the Kelly Blue Book, new car prices are currently averaging: $20,000 for a small car $25,000 for a midsize car $26,000 for a small SUV $32,000 for a minivan $33,000 for a midsize SUV $39,000 for a small luxury car If you have recently purchased a new vehicle or...